KORPON · PASHA + KAPITAL BANK2023NATIONAL ROLLOUT

Cash deposit, after the bank closed.

A new piece of national infrastructure for individuals and companies. Designed with PASHA Bank and Kapital Bank. Now found across the country.

BEFORE

Bank hours, branch queues, no rural access.

AFTER

Twenty-four hours, no queue, terminals nationwide.

01 · INSIGHT

Most of the cash moved at the wrong hour.

Bank hours and shift work do not overlap. Neither do branch addresses and the country's geography. The country had a cash economy and a banking system that closed at six.

KorpON started as a question, not a product: what happens if cash deposit and collection stop being a banking transaction and start being a piece of public infrastructure? Available where the work is, when the work happens, with the bank as the backstop, not the gatekeeper.

70%+
Population needed a deposit channel after hours
9–18
Branch hours that worked for office shifts only
0
Rural districts with usable evening branches
02 · TWENTY-FOUR HOURS

The bank works nine. The country works twenty-four.

Each cell represents one hour. The grey band is when banks open. Everything orange is when KorpON does the work.

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BANK HOURS · 9 KORPON · 15
03 · PARTNERS

Built with the two banks that had to underwrite it.

PASHA Bank
CO-PRINCIPAL

Underwriting, settlement layer, and the corporate-account wedge that made enterprise deposit credible at a terminal.

Kapital Bank
CO-PRINCIPAL

Retail reach, branch density for the bridge period, and the consumer-side trust signal a national rollout required.

04 · SCOPE

From planning to product to public infrastructure.

01

The terminal itself

Architecture: what stays local, what syncs to the bank ledger, on what cadence.

02

The customer surface

Deposit flow, receipts, error states. Designed for one-handed, non-fluent use.

03

The brand and the site

Public site as the trust surface: coverage map, partner signalling, support.

04

The rollout map

Density first, reach next. Operational playbook the bank ran without us.

05 · NETWORK

Density first. Reach next.

Each cell is a terminal location, sized for the local cash flow. Orange cells are live. The grid grew outwards from Baku.

KorpON did not extend bank hours. It made bank hours less of a constraint.

KORPON · PASHA + KAPITAL · 2022–2023Build something national →